Individual Health Sharing

(including families)

With Health Sharing there are no “networks” and state lines don’t matter. See any doctor you choose in any state or visit any hospital. This can be very helpful in the event of a critical emergency where the nearest hospital may not be in the health insurance network. Also, Health insurance companies are required to accept pre-existing medical conditions, while health sharing is not. If you have such a condition, we can refer you to an agency licensed in all 50 states to sell you health insurance and they specialize in ‘hybrid; arrangements, with BOTH health sharing and a separate insurance policy. For most people this works out cheaper and better.

If you have no pre-existing medical conditions, Health Sharing is most always a less expensive alternative. Some people see their monthly costs drop by 70%. You can click here to see a list of prices for health sharing. (They are no different state-by-state). Health sharing can not replace a “Rolls Royce” insurance policy. The savings estimated are based on similar protections.

Health Sharing does not offer prescription coverage. It offers a deep discount program which for most people is just as good as the equivalent insurance. Before you sign up, we can show you a web page which lists the drug discounts based on your location.

What does Health Sharing pay for?

Sharing includes:

  • medical services for preventative,
  • maternity,
  • accident,
  • illness, and
  • injuries.
  • Free Telemedicine. – Access a licensed doctor from the comfort of your home 24/7…with no consulting fees.

The company is called Impact and they are a non-profit co-op. If there is any profit in the company at the end of each year, the extra money is sent back to the members. (So really, your costs might even be lower than the price list indicates).
I am not really even a ‘sales agent’ for Impact. I am more of a ‘routing agent’ to get you on the right track and then send you to speak with the appropriate experts. Our program is very simple but most people are used to very complicated. So it takes a little time to explain the simplicity. Some people sign up in 5-minutes. Others have a few pages of questions. Either way, we are here to help.

The first step is to please contact us by email at or on our Facebook Page at

As soon as you feel comfortable, we will arrange for you to speak with an expert at Impact, with our corresponding health insurance agent or possibly both, depending on your circumstances. These will not be high pressure sales agents. No one will rush or pressure you. We just want to inform you and answer your questions with expert advice. We are not asking you to trust us. We are only asking you to hear us out. For some people health sharing will not be any advantage. For most people it will be a great advantage and offer far better value than health insurance – with equivalent limits and coverages.

Click the buttons below for plan & prescriptions pricing:

What is “Health Sharing” and why is it different than health insurance?

We have two very informative videos, the first is around 3-minutes and is linked here:

The second is around 12-minutes and is a more complete explanation, linked here: